COVID-19 (coronavirus) — UPDATE
NOTICE: If you are waiting for your Stimulus Payment the fastest and easiest way to see if it has been deposited is through Online Banking or Mobile Banking. Paper checks have been and are being mailed. To learn more about your Stimulus Payment go to the IRS page at: https://www.irs.gov/coronavirus/get-my-payment to see where in the process your payment is. Most members have already received their payment either automatically deposited or by paper check.
Effective Monday, May 4, 2020: PCFCU branch lobbies will be open for limited member service. Members with deposit and withdrawal transactions will continue to be served in our drive-ups, all other services will be handled in our lobbies. We will return to our normal office hours. Branch hours: 9:30 am to 5:30 pm. Drive-up hours: 8:30 am to 5:30 pm. Call Center hours: 8:45 am to 5:30 pm.
We’re asking all members entering our lobbies to wear a face mask, use hand sanitizer and remain six feet from others around you. We have installed sneeze guards at each service area for added member and staff protection, along with staff wearing masks.
We’re excited to see members in our lobbies again!
Here’s what we are doing to help lessen the potential spread of COVID-19 (Coronavirus)
List of Helpful Links
Money Management Program Users for Quicken Mint
If you use Quicken or Mint, please prepare for our conversion ahead of time. Here are instructions for Quicken for Mac (Express Web Connect) or (Web Connect); Quicken for Window (Express Web Connect) or (Web Connect); or Mint.
We set ourselves apart by having real people for you to speak to when you call or visit us. We also offer electronic and mobile banking services for the times you want or need them for your convenience.
Pacific Cascade opened its doors to serve members in 1961 as Eugene Municipal Federal Credit Union. We merged with Springfield Public Employees Federal Credit Union forming the Public Employees Federal Credit Union in 1982, and added Sacred Heart Credit Union to the mix in 1983. In 1996, we changed our name to Pacific Cascade and in 1999 we became the first community credit union in Lane County. Today, we have three locations in Lane County.
The Credit Union Difference
What is the difference between a credit union and a bank? All credit unions are member-owned by people with a common bond, such as working for the same employer, or living in a certain area. A volunteer board of directors guides the credit union. These board members are also credit union members, and are elected by the membership.
Any profits from credit union operation are given back to the members, possibly as higher dividends, lower loan rates, or by being offered more services. Banks, on the other hand, are in the business of making a profit for their stockholders. They have customers, not members.
Banks and credit unions do share some things in common. Both types of organizations insure your savings. Both are regulated to ensure that they are financially sound. Pacific Cascade is federally insured through the National Credit Union Administration (NCUA) Insurance Fund. Read more about how your funds are insured in this handout: NCUA How Your Account Is Insured (PDF).