PCFCU Checking Account Comparison

We have three checking account options. Our most popular is eChecking; a more electronic version of checking. Checking with Interest is designed for the member that wishes to keep higher checking account balances and earn dividends. Our Regular Checking is somewhere in between the other two. For more information on each, see details below.

Regular Checking (S5)Checking with Interest (S50)eChecking/Student Checking (S25)
View Regular CheckingView Interest CheckingView eChecking/Student Checking
Maintain $300 balance to avoid $6 monthly feeMinimum $5000 balance to earn interest*

Balances below $1000 will incur an $11 monthly service fee**
No minimum balance
Per-check charge (50 cents per check)
Qualifications:
--actively receive eStatements
--one or more monthly debit card transactions^
- Debit Card
- Unlimited ATM access
- Co-op ATMs surcharge-fee free
- Online Banking
- Bill Pay
- Privilege Pay
- Interest earning account
- Debit Card
- Unlimited ATM access
- Co-op ATMs surcharge-fee free
- Printed checks (free)
- Online Banking
- Bill Pay
- Privilege Pay
- No minimum balance
- Debit Card
- Unlimited ATM access
- Co-op ATMs surcharge-fee free
- Online Banking
- Bill Pay
- Privilege Pay

*Balances $5,000 – $24,999.99 = 0.05% APY

*Balances >$25,000 = 0.10% APY

**Balances below $5,000 earn no interest; below $1,000 incur an $11 fee.

^If either or both account qualifiers are not met, there is a monthly fee of $9.

Ordering Checks

Many members never, or rarely use checks. Other members enjoy writing checks in the old tried and true fashion. For those members, we make it easy for you to reorder checks. To do so, simply follow the instructions at the end of this link: Order your checks online from our preferred provider.