Consumer Loans

At Pacific Cascade Federal Credit Union we offer a full range of flexible, affordable loan options to help you finance life’s biggest moments — from buying or refinancing your car, boat or RV to covering personal expenses, holidays or education costs. Enjoy competitive rates, convenient payment options and the confidence that comes from working with a local team you can trust. Whether you’re a first-time buyer, need extra funds or want to simplify your finances, we’re here to help every step of the way.

Auto & RV Loans

Personal Loans

Holiday & Summer Loans

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Student Loans

Share & Certificate Secured Loans

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Auto Loans

Buying a new or used car?

At Pacific Cascade FCU we make it easy. With low rates on flexible terms, there’s no reason to go anywhere else for financing. It’s that simple. You can have the peace of mind that your loan is being handled by people you trust.

Looking to refinance?

If you think it’s a little crazy to spend more on your car payment than you need to, you’re not alone. We’ve helped many members save hundreds and, in some cases, thousands of dollars by refinancing their auto loans to a Pacific Cascade FCU loan.

First time buying a car?

If you have little to no credit come see us, we may be able to help you get into your first car.

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Personal Unsecured Loans

If you discover a need for extra funds, take advantage of our personal loans. Amount financed and terms are dependent on credit and income qualifications.

Get money for whatever life throws at you big or small
Competitive rates and quick financing

IDEAL FOR FINANCING:

Weddings, honeymoons, quinceañera or special trips
Computers and other major purchases
Medical and dental procedures
Adoption services and fertility treatments
Moving expenses
Auto repair, funeral, or other unexpected expenses
Debt consolidation and more

See Rate Sheet for More Information

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APPLY NOW

Holiday and Summer Loans

Stress no longer. Stretch your holiday and/or summer spending out over 12 months!

The Pacific Cascade FCU Holiday Loans are available in November, December and January. If you need to purchase travel tickets, or gifts to put under the tree, or make your guest room extra inviting, we have the loan for you! The PCFCU Summer Loans are available June, July and August. If you want or need a little summer break, we have the loan for you!

IDEAL FOR FINANCING:

Vacation or summer travel
Holiday shopping and seasonal spending
Back-to-school expenses
Property or income taxes
Vet bills and unexpected costs
eBikes, computers, furniture, and more

Holiday Loans

When it’s time to celebrate the holiday season (Nov. 1 to Jan. 31)

Get up to $2,500 in loan amount;
Repayment term of up to 12 months

Summer Loans

Your summer FUN is waiting – available all summer long (Jun. 1 to Aug. 31)

Get up to $2,500 in loan amount (if you already have a holiday loan balance, the combination of holiday and vacation loans can equal no more than $2,500)
Repayment term of up to 12 months;

If you need a little more spending power to fuel your vacation fun, consider a vacation loan.

See Rate Sheet for More Information

All PCFCU loans are based on credit approval.

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IDEAL FOR FINANCING:

Overdraft protection for your checking account
Unexpected bills
Emergency expenses
Line of credit for any need at any time

FEATURES

No annual fee!
Line of credit available for any need at any time.
This rate may change monthly. For more information, see our rate sheet.

BENEFITS

Revolving line of credit available when you need it
Option to use for covering overdrafts
Easy access to cash
Transfer to your checking account and use from there or come into any branch for a cash advance
Automatic payment options

See Rate Sheet for More Information

All Pacific Cascade FCU loans are based on credit approval.